Nothing in life is certain, as the saying goes, except death and taxes. We live in a world of profound arbitrariness. No one has any control of where they’re going to be born, what kind of parents they’re going to have, and what economic and social status they’re going to born into. We don’t come into our lives with a warranty even if our parents are wealthy and live in the Hamptons. Life, in general, has an arbitrariness that few teleologists are comfortable with.
When it comes to Health Insurance in America, the crapshoot world of arbitrariness becomes even more transparent. If you just happen to be employed by an employer who pays 60% of your premiums, you’re one of the chosen. If your employer pays the deductible, then you’re one among the few. If you just happen to have a health-insurance policy that has dental, you are definitely in a minority, unless you’re willing and can afford to add dental to your basic coverage. And if you can afford a gold-plated policy with all of the medical amenities,including face-lifts, then you are, indeed, among the rich-and-famous.